Selecting a Policy

Personal Considerations   |    Questions to Ask    |   Insurance Definitions

List your personal considerations:

• What are your health practices that promote your health and well-being as a person with a SCI/D
  
  
• Do you have any existing chronic conditions in addition to your SCI/D
  
  
• What specialists provide your care, i.e. physiatrist, urologist, cardiologist (list your doctors, the hospital(s) at which they have admitting privileges and the plans in which they participate)
  
  
• How often is it necessary for you to be seen by each specialist
  
  
• What rehabilitation therapies do you need and how frequently, such as physical or occupational therapy
  
  
• Do you need personal assistant services; if so, how many hours daily or weekly
  
  
• What durable medical equipment, rehabilitative, assistive and adaptive devices do you require for accessibility and independent functioning
  
  
• Do you live near your needed health services (What is your hospital preference)
  
  
• How do you get to the doctor, urgent care center or hospital, when needed
  
  
• Is your health insurance only for yourself or do you have beneficiaries
  
  
• Are you employed or is seeking employment within your goals

Consumer Rights
Forms of Insurance
Selecting a Policy
Insurance Maze
Are You Uninsured?
Resources
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